| What it does | See what's safe to spend
| Spend your time on the work, not the terminal
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| Stage | Not given
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| Founded | Not given
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| Based in | NZ
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| Pricing model | Freemium
| Freemium
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| Pricing | Free to download and use; Premium from US$6.99 a month
| Free with 7-day Pro trial; xtty Pro US$29.90 one-time purchase, no subscription, activates up to 2 Macs
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| Key features | - Live safe-balance bar showing how far your balance sits from covering every upcoming bill
- Manual entry by design with no bank login or account details
- Bill tracker with reminders on important days
- Pay-cycle view showing income, bills and remaining balance
- Colour-coded calendar marking daily balance status
- Support for any recurrence pattern
- Savings goals including auto goals sized from expenses
- Built-in money tools on bills and paydays
| - Metal GPU-accelerated terminal rendering on macOS, as fast as Ghostty
- Password autofill from macOS Keychain for configured prompts
- Saved remote-machine list with direct connections, batch connections, and jump hosts
- Duplicate Tab with same SSH host and remote working directory in independent session
- Broadcast keyboard input to selected panes
- Status and notifications for supported coding agents including Claude Code and Codex
- File transfer with sz and rz inside terminal workflow
- Local shell sessions with tabs, split panes, search, themes, fonts, and customizable keybindings
- System OpenSSH configuration and keys support
- Command palette for finding actions and saved SSH profiles
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| What makes it different | - No bank connection means it works the same in any country
- Projects balance forward day by day up to 30 years ahead
- Shows what's coming before a tight spot lands rather than after
- Minimal upkeep after setup—only need to keep balance current
- No spending history or transaction categorisation required
| - Metal GPU-accelerated rendering as fast as Ghostty for local terminal performance
- Built-in SSH workflows that reduce repeated steps without replacing existing OpenSSH setup
- Credentials stay secure in macOS Keychain with no account or email verification required
- Native macOS integration with familiar controls and Metal GPU rendering
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 6 ● no change since last check | 5 ● no change since last check |
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| Trust Flow (Majestic) | 16 | 6 |
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| Citation Flow (Majestic) | 23 | 23 |
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| Referring domains (Majestic) | 77 | 12 |
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xtty