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Keep Above vs Tip'd

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Keep Above compared with Tip'd
Detail Keep AboveTip'd logo Tip'd
What it doesSee what's safe to spend Free iPhone app for tracking tips and hours across restaurant jobs
StageNot given Startup
FoundedNot given 2026
Based inNZ Not given
Pricing modelFreemium Freemium
PricingFree to download and use; Premium from US$6.99 a month Not given
Key features
  • Live safe-balance bar showing how far your balance sits from covering every upcoming bill
  • Manual entry by design with no bank login or account details
  • Bill tracker with reminders on important days
  • Pay-cycle view showing income, bills and remaining balance
  • Colour-coded calendar marking daily balance status
  • Support for any recurrence pattern
  • Savings goals including auto goals sized from expenses
  • Built-in money tools on bills and paydays
  • Calculate real hourly earnings including tips
  • Data saved to private iCloud with no account required
  • Import shift history from spreadsheets and images
What makes it different
  • No bank connection means it works the same in any country
  • Projects balance forward day by day up to 30 years ahead
  • Shows what's coming before a tight spot lands rather than after
  • Minimal upkeep after setup—only need to keep balance current
  • No spending history or transaction categorisation required
  • Completely free with no ads, tracking, or account requirement
  • Designed specifically for multi-job restaurant workers
  • All personal data stays on your iPhone in private iCloud
  • Built by someone married to a server for real restaurant workers
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)6 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)160
Citation Flow (Majestic)2310
Referring domains (Majestic)771

4 details filled in for both companies.

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