Keep Above vs Souluma

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Keep Above compared with Souluma
Detail	Keep Above	Souluma
What it does	See what's safe to spend	Manifest your inner vision through a connected daily practice loop
Stage	Not given	MVP
Founded	Not given	Not given
Based in	NZ	Not given
Pricing model	Freemium	Free
Pricing	Free to download and use; Premium from US$6.99 a month	Free for beta members (first 500); Souluma Pro coming later with AI Coach, advanced boards, and high-resolution exports; optional one-time $9 tip via Ko-fi to support server and AI costs
Key features	Live safe-balance bar showing how far your balance sits from covering every upcoming bill Manual entry by design with no bank login or account details Bill tracker with reminders on important days Pay-cycle view showing income, bills and remaining balance Colour-coded calendar marking daily balance status Support for any recurrence pattern Savings goals including auto goals sized from expenses Built-in money tools on bills and paydays	Vision board maker with templates and wallpaper export Goal planner with yearly and weekly breakdown Daily affirmations with streak tracking Journaling with reflection prompts Gratitude journal with daily prompts Meditation timer with box-breathing and ambient sound AI Coach for personalized guidance Manifesto Commons community space Cross-device sync
What makes it different	No bank connection means it works the same in any country Projects balance forward day by day up to 30 years ahead Shows what's coming before a tight spot lands rather than after Minimal upkeep after setup—only need to keep balance current No spending history or transaction categorisation required	One connected loop instead of five separate apps No account needed to try tools first Grounded in positive psychology and mindfulness, not hype Never promises specific results or outcomes Private by default with optional moderated community
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	6 no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	16	0
Citation Flow (Majestic)	23	16
Referring domains (Majestic)	77	4

5 details filled in for both companies.

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