| What it does | See what's safe to spend
| Private encrypted journal and mood tracking app for Android
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| Stage | Not given
| Startup
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| Founded | Not given
| 2026
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| Based in | NZ
| Not given
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| Pricing model | Freemium
| Free
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| Pricing | Free to download and use; Premium from US$6.99 a month
| Not given
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| Key features | - Live safe-balance bar showing how far your balance sits from covering every upcoming bill
- Manual entry by design with no bank login or account details
- Bill tracker with reminders on important days
- Pay-cycle view showing income, bills and remaining balance
- Colour-coded calendar marking daily balance status
- Support for any recurrence pattern
- Savings goals including auto goals sized from expenses
- Built-in money tools on bills and paydays
| - AES-256-GCM client-side encryption
- Mood tracking with 5 emotional states
- Rich-text journaling editor
- Secure cloud sync
- Calendar view with mood markers
- Local mood analytics and insights
- 4-digit PIN sanctuary lock
- No data mining or profiling
- PBKDF2 key derivation with 100,000 rounds
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| What makes it different | - No bank connection means it works the same in any country
- Projects balance forward day by day up to 30 years ahead
- Shows what's coming before a tight spot lands rather than after
- Minimal upkeep after setup—only need to keep balance current
- No spending history or transaction categorisation required
| - Technically private through client-side encryption, not just a privacy promise
- Encryption key never leaves your device or reaches servers
- All analytics computed locally on your device
- Never used to train AI models
- Built by a solo developer for honest personal reflection
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 6 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 16 | 0 |
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| Citation Flow (Majestic) | 23 | 0 |
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| Referring domains (Majestic) | 77 | 2 |
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