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Keep Above vs Linger

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Keep Above compared with Linger
Detail Keep AboveLinger logo Linger
What it doesSee what's safe to spend A private, local-first image organizer for design references
StageNot given Not given
FoundedNot given Not given
Based inNZ Not given
Pricing modelFreemium Paid
PricingFree to download and use; Premium from US$6.99 a month Personal $39 USD one-time for 1 person on 2 Macs with Linger 0.x and 1.x updates included; Lifetime $79 USD one-time for 1 person on 4 Macs with all future major upgrades included. 14-day full trial available with no card required.
Key features
  • Live safe-balance bar showing how far your balance sits from covering every upcoming bill
  • Manual entry by design with no bank login or account details
  • Bill tracker with reminders on important days
  • Pay-cycle view showing income, bills and remaining balance
  • Colour-coded calendar marking daily balance status
  • Support for any recurrence pattern
  • Savings goals including auto goals sized from expenses
  • Built-in money tools on bills and paydays
  • Add personal notes and tags to each reference
  • Multiple view modes: grid, stack and focus views
  • Text search across titles, notes and tags
  • Canvas feature to arrange references side by side
  • Collections and saved searches
  • Local library with no cloud sync required
  • Optional AI for text extraction and descriptions
  • Chrome extension for easy capture
  • No item count limits
What makes it different
  • No bank connection means it works the same in any country
  • Projects balance forward day by day up to 30 years ahead
  • Shows what's coming before a tight spot lands rather than after
  • Minimal upkeep after setup—only need to keep balance current
  • No spending history or transaction categorisation required
  • Private local-first library that keeps your data on your device with zero cloud dependency
  • One-time purchase with permanent access, no monthly subscriptions
  • Canvas tool to explore visual and conceptual relationships between references
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)6 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)160
Citation Flow (Majestic)2313
Referring domains (Majestic)771

5 details filled in for both companies.

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