| What it does | See what's safe to spend
| On-device dictation for Windows with no cloud transcription
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| Stage | Not given
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| Founded | Not given
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| Based in | NZ
| CA
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| Pricing model | Freemium
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| Pricing | Free to download and use; Premium from US$6.99 a month
| $29 for 1 device, $49 for up to 2 devices. One-time payment, no subscription.
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| Key features | - Live safe-balance bar showing how far your balance sits from covering every upcoming bill
- Manual entry by design with no bank login or account details
- Bill tracker with reminders on important days
- Pay-cycle view showing income, bills and remaining balance
- Colour-coded calendar marking daily balance status
- Support for any recurrence pattern
- Savings goals including auto goals sized from expenses
- Built-in money tools on bills and paydays
| - On-device speech recognition using NVIDIA Parakeet model
- Text delivery to compatible applications via clipboard or simulated keystrokes
- Searchable transcript history with audio replay and encryption
- Import and transcribe audio files locally
- Support for 39 languages including English, Spanish, French, German, Chinese, and Japanese
- Optional AI cleanup to remove filler words and fix grammar
- Custom dictionary for names, technical terms, and acronyms
- Works entirely on CPU without requiring GPU for core transcription
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| What makes it different | - No bank connection means it works the same in any country
- Projects balance forward day by day up to 30 years ahead
- Shows what's coming before a tight spot lands rather than after
- Minimal upkeep after setup—only need to keep balance current
- No spending history or transaction categorisation required
| - Works offline after initial setup with no internet connection needed for core transcription
- Broad app compatibility without requiring add-ins or plugins
- Runs on CPU with no GPU required for speech recognition
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 6 ● no change since last check | 17 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 16 | 17 |
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| Citation Flow (Majestic) | 23 | 29 |
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| Referring domains (Majestic) | 77 | 78 |
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Whisperstream