| What it does | See what's safe to spend
| The PDF Toolkit
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| Stage | Not given
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| Founded | Not given
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| Based in | NZ
| DE
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| Pricing model | Freemium
| Free
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| Pricing | Free to download and use; Premium from US$6.99 a month
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| Key features | - Live safe-balance bar showing how far your balance sits from covering every upcoming bill
- Manual entry by design with no bank login or account details
- Bill tracker with reminders on important days
- Pay-cycle view showing income, bills and remaining balance
- Colour-coded calendar marking daily balance status
- Support for any recurrence pattern
- Savings goals including auto goals sized from expenses
- Built-in money tools on bills and paydays
| - Merge, split, and organize PDF pages
- Convert PDF to Word, Excel, PowerPoint or images
- Compress PDF files while maintaining readability
- OCR and text recognition for scanned documents
- Sign and add watermarks to PDFs
- Password protect and unlock PDFs with AES-256 encryption
- Edit text, shapes and notes in PDFs
- AI summarization and chat with PDF documents
- Process files locally in browser with no uploads
- Redact and remove sensitive content from PDFs
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| What makes it different | - No bank connection means it works the same in any country
- Projects balance forward day by day up to 30 years ahead
- Shows what's coming before a tight spot lands rather than after
- Minimal upkeep after setup—only need to keep balance current
- No spending history or transaction categorisation required
| - Private by default - most tools run entirely in your browser with no server uploads
- No sign-up required and no watermarks on results
- 45 free tools across 5 categories with no hidden paywalls
- Files processed on isolated server sandbox are deleted immediately
- Transparent about data - never sells user data, supported by affiliate links
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 6 ● no change since last check | 2 ▲ +2 (up) since last check |
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| Trust Flow (Majestic) | 16 | 17 |
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| Citation Flow (Majestic) | 23 | 18 |
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| Referring domains (Majestic) | 77 | 10 |
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Ream