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Keep Above vs Pinkoa

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Keep Above compared with Pinkoa
Detail Keep AbovePinkoa logo Pinkoa
What it doesSee what's safe to spend Free study timer with a pink koala, plus printables and study merch
StageNot given Startup
FoundedNot given 2026
Based inNZ DE
Pricing modelFreemium Freemium
PricingFree to download and use; Premium from US$6.99 a month Free timer and free Koa Starter Pack printable. Paid printables from €1.90 (Koa's Student Budget Planner) to €5.90 (Koa's Classroom Focus Bundle). Merch from €15.99 (mugs) to €45.99 (hoodies).
Key features
  • Live safe-balance bar showing how far your balance sits from covering every upcoming bill
  • Manual entry by design with no bank login or account details
  • Bill tracker with reminders on important days
  • Pay-cycle view showing income, bills and remaining balance
  • Colour-coded calendar marking daily balance status
  • Support for any recurrence pattern
  • Savings goals including auto goals sized from expenses
  • Built-in money tools on bills and paydays
  • Focus rounds from 25 to 90 minutes
  • Short and long breaks
  • Daily streak tracking
  • Built-in to-do list
  • Background sounds
  • No account required
  • Works on any browser
  • Classroom Mode for teachers
  • Merchandise shop
What makes it different
  • No bank connection means it works the same in any country
  • Projects balance forward day by day up to 30 years ahead
  • Shows what's coming before a tight spot lands rather than after
  • Minimal upkeep after setup—only need to keep balance current
  • No spending history or transaction categorisation required
  • No account, no sign-up, no ads - completely free timer
  • No student data collection in Classroom Mode
  • Works instantly in any browser without installation
  • Cute character design with Koa the pink koala
  • Available in three languages: English, German and Finnish
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)6 no change since last check7 +1 (up) since last check
Trust Flow (Majestic)163
Citation Flow (Majestic)2315
Referring domains (Majestic)777

6 details filled in for both companies.

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