| What it does | See what's safe to spend
| Habits that adapt to your rhythm
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| Stage | Not given
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| Founded | Not given
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| Based in | NZ
| EE
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| Pricing model | Freemium
| Freemium
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| Pricing | Free to download and use; Premium from US$6.99 a month
| Free tier: up to 3 habits. Quarterly: $4.99 every 3 months. Yearly: $9.99 a year. Lifetime: $19.99 one-time purchase.
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| Key features | - Live safe-balance bar showing how far your balance sits from covering every upcoming bill
- Manual entry by design with no bank login or account details
- Bill tracker with reminders on important days
- Pay-cycle view showing income, bills and remaining balance
- Colour-coded calendar marking daily balance status
- Support for any recurrence pattern
- Savings goals including auto goals sized from expenses
- Built-in money tools on bills and paydays
| - Seven schedule types
- iCloud sync between iPhone and Mac
- Analytics and heatmaps
- Home screen and menu bar widgets
- Data export as JSON or CSV
- Categories and organisation
- Shortcuts integration
- Rest days that don't break streaks
- Light and dark mode support
- No subscription required
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| What makes it different | - No bank connection means it works the same in any country
- Projects balance forward day by day up to 30 years ahead
- Shows what's coming before a tight spot lands rather than after
- Minimal upkeep after setup—only need to keep balance current
- No spending history or transaction categorisation required
| - Rest days count and don't break streaks
- One-time lifetime purchase instead of subscriptions
- Free tier with three habits, no account required
- Native apps with zero tracking or telemetry
- Designed for real life with flexible scheduling
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 6 ● no change since last check | 3 ● no change since last check |
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| Trust Flow (Majestic) | 16 | 8 |
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| Citation Flow (Majestic) | 23 | 26 |
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| Referring domains (Majestic) | 77 | 126 |
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Moto