| What it does | See what's safe to spend
| AI mentor for turning goals into clear plans and daily action
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| Stage | Not given
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| Founded | Not given
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| Based in | NZ
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| Pricing model | Freemium
| Freemium
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| Pricing | Free to download and use; Premium from US$6.99 a month
| Free: one owned Journey with AI chat and collaboration in shared Journeys. Premium: $7/month or $67/year, billed yearly. Premium includes unlimited owned Journeys, tasks across those Journeys, and invitations to your Journeys.
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| Key features | - Live safe-balance bar showing how far your balance sits from covering every upcoming bill
- Manual entry by design with no bank login or account details
- Bill tracker with reminders on important days
- Pay-cycle view showing income, bills and remaining balance
- Colour-coded calendar marking daily balance status
- Support for any recurrence pattern
- Savings goals including auto goals sized from expenses
- Built-in money tools on bills and paydays
| - Break goals into milestones and tasks
- AI mentor that remembers context across conversations
- Daily focus suggestions for next concrete step
- Google Calendar integration for schedule planning
- Tasks, subtasks, habits, and progress tracking
- Web and mobile access without app download
- Shared Journeys for collaboration and accountability
- Scheduled actions and follow-up reminders
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| What makes it different | - No bank connection means it works the same in any country
- Projects balance forward day by day up to 30 years ahead
- Shows what's coming before a tight spot lands rather than after
- Minimal upkeep after setup—only need to keep balance current
- No spending history or transaction categorisation required
| - AI mentor that proactively reaches out at moments that matter, not just a passive to-do list
- Integrates calendar planning with goal tracking in one place
- Designed for imperfect starts and learning as you go
- Free plan with one full Journey to start, no credit card required
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
| DR (Domain Rating by Ahrefs) | 6 ● no change since last check | Not checked yet ● no change since last check |
| Trust Flow (Majestic) | 16 | 0 |
| Citation Flow (Majestic) | 23 | 0 |
| Referring domains (Majestic) | 77 | 0 |