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Keep Above vs Jurnie

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Keep Above compared with Jurnie
Detail Keep AboveJurnie logo Jurnie
What it doesSee what's safe to spend AI mentor for turning goals into clear plans and daily action
StageNot given Not given
FoundedNot given Not given
Based inNZ Not given
Pricing modelFreemium Freemium
PricingFree to download and use; Premium from US$6.99 a month Free: one owned Journey with AI chat and collaboration in shared Journeys. Premium: $7/month or $67/year, billed yearly. Premium includes unlimited owned Journeys, tasks across those Journeys, and invitations to your Journeys.
Key features
  • Live safe-balance bar showing how far your balance sits from covering every upcoming bill
  • Manual entry by design with no bank login or account details
  • Bill tracker with reminders on important days
  • Pay-cycle view showing income, bills and remaining balance
  • Colour-coded calendar marking daily balance status
  • Support for any recurrence pattern
  • Savings goals including auto goals sized from expenses
  • Built-in money tools on bills and paydays
  • Break goals into milestones and tasks
  • AI mentor that remembers context across conversations
  • Daily focus suggestions for next concrete step
  • Google Calendar integration for schedule planning
  • Tasks, subtasks, habits, and progress tracking
  • Web and mobile access without app download
  • Shared Journeys for collaboration and accountability
  • Scheduled actions and follow-up reminders
What makes it different
  • No bank connection means it works the same in any country
  • Projects balance forward day by day up to 30 years ahead
  • Shows what's coming before a tight spot lands rather than after
  • Minimal upkeep after setup—only need to keep balance current
  • No spending history or transaction categorisation required
  • AI mentor that proactively reaches out at moments that matter, not just a passive to-do list
  • Integrates calendar planning with goal tracking in one place
  • Designed for imperfect starts and learning as you go
  • Free plan with one full Journey to start, no credit card required
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)6 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)160
Citation Flow (Majestic)230
Referring domains (Majestic)770

5 details filled in for both companies.

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