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Keep Above vs Graceup

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Keep Above compared with Graceup
Detail Keep AboveGraceup logo Graceup
What it doesSee what's safe to spend A little happier, every day.
StageNot given Startup
FoundedNot given 2026
Based inNZ RO
Pricing modelFreemium Freemium
PricingFree to download and use; Premium from US$6.99 a month Free forever with one gratitude entry daily, streaks, monthly jar, groups, 20 affirmations and reminders. Premium: $6.99/month or $29.99/year in the US (saves 64% annually), includes unlimited entries, photos, unlimited affirmations, monthly recaps and custom themes. 7-day free trial for Premium.
Key features
  • Live safe-balance bar showing how far your balance sits from covering every upcoming bill
  • Manual entry by design with no bank login or account details
  • Bill tracker with reminders on important days
  • Pay-cycle view showing income, bills and remaining balance
  • Colour-coded calendar marking daily balance status
  • Support for any recurrence pattern
  • Savings goals including auto goals sized from expenses
  • Built-in money tools on bills and paydays
  • Write one gratitude entry per day in 30 seconds
  • Monthly jar to collect and revisit happy moments
  • Private groups to share moments with friends
  • Daily affirmations in 19 categories
  • Gentle reminders at custom times
  • Add photos with memories (Premium)
  • Monthly recaps and yearly reflections (Premium)
  • Private on-device storage with iCloud or Google Drive sync
  • No email login required
What makes it different
  • No bank connection means it works the same in any country
  • Projects balance forward day by day up to 30 years ahead
  • Shows what's coming before a tight spot lands rather than after
  • Minimal upkeep after setup—only need to keep balance current
  • No spending history or transaction categorisation required
  • Takes only 30 seconds per day to use, designed for people without time to journal
  • Monthly jar saves happy moments to revisit during difficult days
  • Completely free plan with no time limit
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)6 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)160
Citation Flow (Majestic)230
Referring domains (Majestic)770

6 details filled in for both companies.

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