Keep Above vs Fond

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Keep Above compared with Fond
Detail	Keep Above	Fond
What it does	See what's safe to spend	A voice journal for everyday moments you want to remember
Stage	Not given	Not given
Founded	Not given	Not given
Based in	NZ	Not given
Pricing model	Freemium	Freemium
Pricing	Free to download and use; Premium from US$6.99 a month	Free first note. Eligible customers can choose a 14-day store trial at displayed local store price, then monthly or annual subscription plans. Exact prices vary by store and region.
Key features	Live safe-balance bar showing how far your balance sits from covering every upcoming bill Manual entry by design with no bank login or account details Bill tracker with reminders on important days Pay-cycle view showing income, bills and remaining balance Colour-coded calendar marking daily balance status Support for any recurrence pattern Savings goals including auto goals sized from expenses Built-in money tools on bills and paydays	Voice transcription with editable transcripts Type entries as alternative to voice recording People and places organization Ask Fond question answering Photo Journal with AI illustrations Chapters to organize related entries Search and retrieve past moments Account deletion and data management
What makes it different	No bank connection means it works the same in any country Projects balance forward day by day up to 30 years ahead Shows what's coming before a tight spot lands rather than after Minimal upkeep after setup—only need to keep balance current No spending history or transaction categorisation required	Voice-first capture with quick one-sentence entries AI-powered people and places connections Questions grounded in your saved journal Visual journaling with AI-generated illustrations
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	6 no change since last check	1 no change since last check
Trust Flow (Majestic)	16	9
Citation Flow (Majestic)	23	23
Referring domains (Majestic)	77	76

5 details filled in for both companies.

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