| What it does | See what's safe to spend
| Habit tracker and daily routine planner that adapts to your body's state using Apple Health data
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| Stage | Not given
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| Founded | Not given
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| Based in | NZ
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| Pricing model | Freemium
| Freemium
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| Pricing | Free to download and use; Premium from US$6.99 a month
| Free version allows tracking up to 3 habits. Pro membership enables unlimited habits, CSV/PDF export, and additional features. Specific pricing available in App Store.
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| Key features | - Live safe-balance bar showing how far your balance sits from covering every upcoming bill
- Manual entry by design with no bank login or account details
- Bill tracker with reminders on important days
- Pay-cycle view showing income, bills and remaining balance
- Colour-coded calendar marking daily balance status
- Support for any recurrence pattern
- Savings goals including auto goals sized from expenses
- Built-in money tools on bills and paydays
| - One-tap habit check-ins with flexible rest days
- Apple Health sync for sleep, HRV, active energy and steps
- 15 expressive 3D mood emotions with intensity sliders
- AI coach that recommends actions based on body state
- Offline-first with private iCloud sync, no trackers
- Subtasks, priorities and recurring schedules
- Apple Watch support with offline tracking
- Export habit data in CSV or PDF format
- Streak Protection & Repair to prevent guilt from missed days
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| What makes it different | - No bank connection means it works the same in any country
- Projects balance forward day by day up to 30 years ahead
- Shows what's coming before a tight spot lands rather than after
- Minimal upkeep after setup—only need to keep balance current
- No spending history or transaction categorisation required
| - Physiological state-aware planning using HRV and sleep data
- Fully offline-first with zero third-party tracking or ads
- Guilt-free rest days instead of broken streaks
- Two-way sync with Apple Health State of Mind
- Native cross-platform support on iPhone, Watch, iPad and Mac
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 6 ● no change since last check | 6 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 16 | 0 |
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| Citation Flow (Majestic) | 23 | 21 |
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| Referring domains (Majestic) | 77 | 9 |
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