Keep Above vs ContactZapp

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Keep Above compared with ContactZapp
Detail	Keep Above	ContactZapp
What it does	See what's safe to spend	Sync your contacts between Google, Microsoft, Apple and CardDAV. Find and merge duplicates easily.
Stage	Not given	Not given
Founded	Not given	Not given
Based in	NZ	Not given
Pricing model	Freemium	Freemium
Pricing	Free to download and use; Premium from US$6.99 a month	Free plan: 2 synced accounts, 100 contacts, no time limit. Easy plan: $4.00/month (billed $47.94/year, was $95.88). Unlimited plan: $8.00/month (billed $95.94/year, was $191.88). 50% off Easy and Unlimited with code HALLOWEEN.
Key features	Live safe-balance bar showing how far your balance sits from covering every upcoming bill Manual entry by design with no bank login or account details Bill tracker with reminders on important days Pay-cycle view showing income, bills and remaining balance Colour-coded calendar marking daily balance status Support for any recurrence pattern Savings goals including auto goals sized from expenses Built-in money tools on bills and paydays	Two-way sync across Google, Microsoft, Apple and CardDAV Merge duplicates in one go, or review them one by one Full change history with undo capability Backups and vCard export Sync frequency control (hourly, daily, or manual) Set accounts to read-only mode Preserve all phone numbers and email addresses Up to 5 encrypted account backups 12-month undo history Restore deleted contacts for 12 months
What makes it different	No bank connection means it works the same in any country Projects balance forward day by day up to 30 years ahead Shows what's coming before a tight spot lands rather than after Minimal upkeep after setup—only need to keep balance current No spending history or transaction categorisation required	Syncs across all major platforms in both directions automatically Encrypted contacts with privacy key per account Undo any change for up to 12 months No time limit on free plan Automatic duplicate detection and optional auto-merge
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	6 no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	16	0
Citation Flow (Majestic)	23	11
Referring domains (Majestic)	77	1

5 details filled in for both companies.

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