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Keep Above vs Chela

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Keep Above compared with Chela
Detail Keep AboveChela logo Chela
What it doesSee what's safe to spend AI voice notes app that turns natural speech into organised notes, tasks, reminders, and searchable memory
StageNot given Not given
FoundedNot given Not given
Based inNZ Not given
Pricing modelFreemium Freemium
PricingFree to download and use; Premium from US$6.99 a month Free plan: manual task creation and metric tracking. Starter: $16.99/month for 15 hours of audio per month, AI-organised notes and actions, searchable memory and journal, habit and progress tracking. Pro: $24.99/month for 60 hours of audio per month, plus everything in Starter including long-form me
Key features
  • Live safe-balance bar showing how far your balance sits from covering every upcoming bill
  • Manual entry by design with no bank login or account details
  • Bill tracker with reminders on important days
  • Pay-cycle view showing income, bills and remaining balance
  • Colour-coded calendar marking daily balance status
  • Support for any recurrence pattern
  • Savings goals including auto goals sized from expenses
  • Built-in money tools on bills and paydays
  • AI voice note transcription and organisation
  • Automatic task and reminder creation from voice
  • Health and workout tracking by voice
  • Proactive reminders and daily briefings
  • Searchable memory with semantic search
  • Voice journaling with contextual information
  • Offline voice recording
  • Support for 50+ languages
  • Data encryption and privacy protection
What makes it different
  • No bank connection means it works the same in any country
  • Projects balance forward day by day up to 30 years ahead
  • Shows what's coming before a tight spot lands rather than after
  • Minimal upkeep after setup—only need to keep balance current
  • No spending history or transaction categorisation required
  • Turns natural speech directly into organized tasks, reminders and health logs without manual typing
  • Captures context around activities and tasks for later reference and pattern recognition
  • Proactive reminders based on voice-noted commitments and patterns
  • Search across all captured information using natural language questions
  • Free plan available with manual task and metric tracking
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)6 no change since last check7 no change since last check
Trust Flow (Majestic)162
Citation Flow (Majestic)2313
Referring domains (Majestic)7727

5 details filled in for both companies.

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