| What it does | See what's safe to spend
| Kaizen-inspired habit and goal tracker for iPhone with no streaks or gamification
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| Stage | Not given
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| Founded | Not given
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| Based in | NZ
| US
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| Pricing model | Freemium
| Freemium
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| Pricing | Free to download and use; Premium from US$6.99 a month
| Lone Wolf (solo): $34.99/year or $4.99/week. Partner (two people): $49.99/year or $6.99/week. Yearly plans include 3 days free to try.
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| Key features | - Live safe-balance bar showing how far your balance sits from covering every upcoming bill
- Manual entry by design with no bank login or account details
- Bill tracker with reminders on important days
- Pay-cycle view showing income, bills and remaining balance
- Colour-coded calendar marking daily balance status
- Support for any recurrence pattern
- Savings goals including auto goals sized from expenses
- Built-in money tools on bills and paydays
| - Solo or partner mode (exactly two people)
- Monthly milestones and daily actions
- Consistency rate instead of streaks
- No streaks, points, badges or leaderboards
- Shared journal and goals with partner
- Live Activity on Lock Screen and Dynamic Island
- AI-generated personalized plans
- Private data synced through iCloud
- No ads, no data sold
- 3-day free trial on yearly plan
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| What makes it different | - No bank connection means it works the same in any country
- Projects balance forward day by day up to 30 years ahead
- Shows what's coming before a tight spot lands rather than after
- Minimal upkeep after setup—only need to keep balance current
- No spending history or transaction categorisation required
| - No streaks that reset on a missed day; consistency shown as a rate
- Capped at exactly two people for focused accountability
- Built by one independent maker, not a growth team
- No gamification, social feeds, or followers
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 6 ● no change since last check | 10 ● no change since last check |
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| Trust Flow (Majestic) | 16 | 2 |
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| Citation Flow (Majestic) | 23 | 20 |
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| Referring domains (Majestic) | 77 | 6 |
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Aspra